Terms and Conditions
Last updated: January 2026
1. Scope
These Terms and Conditions apply to all business relationships between Hiopqjjr GmbH and our customers. Deviating terms of the customer are not recognized unless we expressly agree to their validity in writing.
2. Description of Services
Hiopqjjr GmbH provides information and educational resources in the field of financial planning and investments. Our services are for general information purposes only and do not constitute individual investment advice.
3. Disclaimer
The information provided on our website is for general information purposes only. We make no guarantees regarding the accuracy, completeness, or timeliness of the information provided. Use of the information is at your own risk.
4. Intellectual Property
All content on this website, including texts, graphics, logos, and images, is the property of Hiopqjjr GmbH and is protected by German copyright laws. Reproduction, editing, distribution, or any kind of exploitation outside the limits of copyright law requires written consent.
5. Data Protection
Protecting your personal data is important to us. Information about the processing of personal data can be found in our Privacy Policy.
6. Changes to Terms
We reserve the right to change these Terms and Conditions at any time. The amended terms will be published on our website. By continuing to use our website after publication of changes, you agree to the amended terms.
7. Applicable Law and Jurisdiction
The law of the Federal Republic of Germany applies. The place of jurisdiction is Berlin, to the extent permitted by law.
8. Severability Clause
Should individual provisions of these Terms and Conditions be or become invalid, the validity of the remaining provisions shall remain unaffected. In place of the invalid provision, a valid regulation that comes as close as possible to the economic purpose shall apply.
9. Contact
If you have any questions about these Terms and Conditions, please contact us at: Hiopqjjr GmbH, Friedrichstraße 123, 10117 Berlin, Email: info@hiopqjjr.com, Phone: +49 30 123456789